Fee-Based Financial Advice, Financial Planning Advice, Life Assurance, Pension Planning, Savings Advice, Health Insurance
Fee-Based Financial Advice, Financial Planning Advice, Life Assurance, Pension Planning, Savings Advice, Health Insurance
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Income Protection
One in every six Irish workers will be out of work for more than 6 months over the course of their working life due to sickness or disability, according to recent statistics.

If you no longer had your income, how could you afford the basic essentials of daily life, let alone the little luxuries?

Income Protection cover is designed to protect your income in the event of you being unable to work due to sickness, accident or injury.

Protection of up to 75% of your income is possible, with tax relief on premiums at the highest rate. Premiums can either be paid by individuals or by their employers.

Cover is available on an individual policy basis or may be included as part of a pension arrangement. The cost is based on the level of cover required and occupation type.

Sick Pay - be aware that:
Employers are not obliged to provide sick pay
85% of private sector employees are fully dependent on the State Benefit after 6 months of absence
Public sector employees receive full pay for 6 months and half-pay for the next 6 months
      
Social Welfare Benefit – be aware that:
Individuals receive just €9,662 per year with the State disability benefit
The average family (one adult working, one adult and two child dependants) qualify for just €18,360
Self-employed individuals are not entitled to any benefit
      
 For more information about Income Protection claims - facts & figures, please click here
      
 For more information about Income Protection - past claims information, click here
      
      
For more information about how framework financial can help you with your financial planning, or to arrange a consultation, please click here
      
      
framework financial: Suite 2, Northside Enterprise Centre, Bunratty Drive, Dublin 17, Ireland
Phone: 01 867 5221 / 867 5242Fax: 01 867 5213Email:info@fwf.ie
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Services
        
Financial Planning
Pension Planning
-PRSAs
-Personal Pensions
-Company/Executive Pensions
-Group Pension Schemes
-Self-Directed Pensions
Serious Illness
Income Protection
Savings & Investments
Life Assurance
Mortgages